Food prices are up, gas prices are soaring, and the housing market is way down. Many people are ditching their SUV’s for much small fuel sippers and many are eating out less. All in efforts to conserve their hard earned money. Check out a few more ways to cut back on your spending:

1. Change light bulbs to CFL bulbs to save money

2. Use Heat and Air Conditioning sparingly

3. Use the light of Day instead of lights in the house

4. Pay bills online or in person, instead of using stamps

5. Keep razorblades dry and clean so that they last longer

6. Write checks for over the amount instead of using an ATM with fees

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