Food prices are up, gas prices are soaring, and the housing market is way down. Many people are ditching their SUV’s for much small fuel sippers and many are eating out less. All in efforts to conserve their hard earned money. Check out a few more ways to cut back on your spending:

1. Change light bulbs to CFL bulbs to save money

2. Use Heat and Air Conditioning sparingly

3. Use the light of Day instead of lights in the house

4. Pay bills online or in person, instead of using stamps

5. Keep razorblades dry and clean so that they last longer

6. Write checks for over the amount instead of using an ATM with fees

7. Use plastic containers to store left over food for eating later

8. Turn off all lights when not in a room

9. Leave the car at home at least one day out of the week(take the bus, walk, or carpool instead)

10. Borrow books from the library instead of buying them

11. Use coupons and check grocery circulars to get the best deals

12. Cook meals at home, cutting back on eating out

13. Take lunch to work

14. Watch movies at home instead of in the theater

15. Wash clothes every 7-10 days

16. Wash clothes in cold water to save on heat

17. Every 6-12 months verify you are getting the best deal on utilities and insurance

18. Cut out all subscriptions to magazines unless you can get them free

19. Buy foods in bulk or when items are clearanced and save in freezer

20. Pick up money from the ground and save in a coin jar(deposit into savings)

21. Round up in check book and place excess in savings at end of the month

22. Fully utilize use of Employer’s 401k matching limit

23. Put raises or bonuses in savings or apply towards debt

24. Do research online for best value for money on medium to large priced items

25. Jump at the chance to take home food from work potlucks when asked